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I wouldn't say that combining is lame, cuz it gives you a way to use rare items after you're done with them other than selling them at...
Having ranged characters would probably screw around with the game a little bit, since the majority of monsters are close ranged attackers. But if...
I picked the paladin, and its been easy so far. I had no trouble with the first boss. The paladin's ability to heal himself really comes in handy.