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That is very true..
Maybe something fun would be have the character "panic" and automatically run the opposite direction (uncontrolled by the player) 5 or 6 squares....
My vote would be to have it decrease battle skill or something.. if you get feared, you end up just moving off to a corner or something and just...
I had a crash a few days ago after playing for an hour or two and when I ent back in, I was back up 3 levels int eh dungeon...
Doh. almost to the sword level and me not paying attention got into a fight with an assassin with only 20 HP... DOH! I think I am going to...